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Do I need a credit check to rent from Rent A Center?

Asked 2 years ago
Rent A Center does not typically require a credit check to rent their products. Instead, they focus on flexible payment options and a rent-to-own model that allows customers to acquire furniture, electronics, appliances, and more without the need for a traditional credit evaluation. This can be particularly beneficial for individuals who may have less-than-perfect credit histories or those who prefer to avoid the complexities of a credit check process. It is important to note that while Rent A Center may not conduct formal credit checks, they may still evaluate customers based on other criteria, such as income verification or identification requirements. Each location may have its own specific policies, so it is advisable for customers to inquire directly with their local Rent A Center store for detailed information. For additional details about policies or payment options, customers can visit the current Rent A Center website, where they can conveniently find relevant contact information.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 23rd 2025

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