What happens if I get into an accident with an uninsured driver?

If you get into an accident with an uninsured driver, Progressive Insurance offers coverage options to help protect you. If you have collision coverage, it typically covers damages to your insured vehicle, regardless of fault. However, if you have uninsured motorist property damage coverage, it may help cover the damages caused by an uninsured driver. This coverage varies by state, so checking your specific policy details is important. Additionally, if you have uninsured motorist bodily injury coverage, it may provide compensation for medical expenses, lost wages, and pain and suffering caused by the accident. Reporting the accident is crucial, and Progressive will work with you to gather all necessary information to process the claim efficiently and minimize any inconvenience to you.