What documents do I need to provide when applying for a mortgage?

When applying for a mortgage with PHH Mortgage Solutions, you will need to provide several important documents. These documents are necessary to verify your income, assets, and financial stability. Typical documents required include proof of income such as pay stubs, W-2 forms, or tax returns, depending on your employment type. Additionally, you will need to provide bank statements to verify your savings and checking accounts. Other documents required include identification proof like driver's license or passport, as well as details about any outstanding debts or loans. It is advisable to consult with a mortgage specialist for a comprehensive list of documents specific to your situation. By providing all the necessary documents, you can ensure a smooth and efficient mortgage application process with PHH Mortgage Solutions.