What are the fees associated with FNBO Direct accounts?

FNBO Direct accounts offer great value with minimal fees. We strive to provide straightforward banking that puts the customer first. Our accounts have no monthly service fees, no minimum balance requirements, and no ATM fees when using machines within the Allpoint network. We do not charge for online bill payments, mobile check deposits, or person-to-person transfers. However, it's important to note that certain activities may carry fees, such as ordering checks or receiving paper statements. To conveniently access a comprehensive list of all applicable fees, please refer to our fee schedule on our website. At FNBO Direct, we believe in transparent banking and aim to keep fees to a minimum while delivering excellent service and competitive rates.